A credit card is designed to complement our lifestyle and has become a status symbol nowadays. The credit card comes in a package along with several offers associated with Visa/ Mastercard/ Rupay etc. Canara Bank offers a huge range of credit cards according to our lifestyles. Canara Bank credit cards are designed to suit almost all kinds of customers. They offer Classic and Gold credit cards in association with Visa. Also, they offer Classic, Gold and the World credit card which is in association with Mastercard.
Variants of Canara Bank Credit Card:
- Canara Credit Card – Classic / Standard
- Canara Credit Card – Gold
- Canara Credit – Corporate
- Canara Secured Credit Card
- Canara MasterCard WORLD
- Canara RuPay Platinum Card
- Canara RuPay Select Card
Canara Bank Credit Card privileges:
a) Free Credit period
b) Revolving payment facility
c) Cash advance
d) Foreign Exchange entitlement
e) Credit Shield/Insurance cover against the risk of death due to an accident
f) Rewards program
g) Zero lost card liability
h) Transaction limits and count limits
i) Lost card liability claims procedure
j) Add on Cards
k) Zero Annual Fees
l) Fuel surcharge waiver
m) Internationally accepted
n) SMS Alerts
o) Interest-Free period
p) No lost card liability
Canara Bank Credit Card Charges and Interest
| Card Variant | Joining fee |
| Classic/Standard | Nil |
| Gold | Rs. 250 for EMV chip and PIN card |
| Secured | Nil |
| World | Rs. 250 for EMV chip and PIN card |
| Corporate | Rs. 250 for EMV chip and PIN card |
Documents Required for Canara Bank Credit Card
To complete the process of applying for a Canara Bank credit card, one need to submit the following documents:
- Passport size photo
- Copy of PAN card
- In the case of NRI customers, a passport is required
- Income proof
- Form 16
- Latest Balance Sheet
- Salary certificate
- IT assessment order/Latest IT returns
The bank may require more documentation at its own discretion.
Factors affecting Canara Bank credit card eligibility criteria
- Income of the applicant
- Age of the applicant
- Credit History of the applicant
- Nationality Criteria of the applicant
How to apply for a credit card?
Below mentioned are the steps for applying for a credit card by a new customer:
- Visit the official website of Canara Bank.
- Go to the option “Credit Cards”.
- Enter the personal and contact details.
- After verification, a bank representative will approach to guide the customer through the process.
- Then the customer is required to submit KYC documents and income proof to get a credit card.
- Also, the customer can visit the nearest branch to apply for the same.
Below mentioned are the steps for applying for a credit card by a new customer:
- Visit the official website of Canara Bank.
- Go to the option “Credit Cards”.
- Enter the Customer ID and mobile number.
- A customer can directly apply for a credit card.
- Also, the customer can visit the nearest branch to apply for the same.
Canara Bank Credit Card Customer Care Number
As account holders can call at Canara Bank customer care number 24*7, hence they are not required to bother about Canara Bank timings. For queries related to Canara Bank credit card, customers can reach out to the below-mentioned numbers:
- 1800 425 0018
- 1800 103 0018
- 1800 208 3333
- 1800 3011 333
Customers who are calling from outside India can call at +91 8022064232 (chargeable number) to reach out to the Canara Bank Credit card customer care division.
Also, the account holders can call on the below-mentioned Canara bank Balance enquiry number to know their account balance:
1800 425 0018, 1800 103 0018, 1800 208 3333, 1800 3011 333
To avail of this service, an account holder should first get their mobile number registered.
Canara Bank Credit Card Postal Address
If the customer is still not satisfied through the bank’s customer care center, they can write to the below-mentioned address:
The Deputy General Manager,
Canara Bank,
Card Division,
Naveen Complex,
5th Floor, No. 14, MG Road,
Bangalore – 560 001
How to hotlist Canara Bank Credit Card?
If the credit card is either lost/ stolen, a customer shall block it at the earliest. Below mentioned are the steps to hotlist a Canara Bank Credit Card:
- Send an SMS in the below-mentioned format to 9266623333 from the mobile number registered with the bank:
CAN (space) HOTLISTCC (space) Card Number (16 digits) Date of Birth (yymmdd)
- A confirmation message from Canara Bank would be received via SMS.
- Also, customers can call at 1800-425-0018 i.e. available 24*7.
- Alternatively, customers can also log in to Canara Bank Internet banking or Mobile banking using a username and password. After logging in, click on the “Hotlist Credit/ Debit card” tab and fill all the required details.
Different modes to make Canara Bank credit card bill payments:
In today’s era, using credit cards has become a necessity that people are using to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for luxurious items like buying airline tickets or some large transactions. People now-a-days have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.
Canara Bank provides one of the best credit cards in the whole banking industry. It has customized credit cards that cater to the varied needs of the customers like shopping, travel, restaurant as well as corporate cards.
Canara Bank provides many different options to make payments of a credit card that the customer can choose according to their convenience. The two different modes of credit card bill payment are classified as online and offline modes of payment which are further classified into multiple features that a customer can use to pay off their credit card dues.
A. Online Modes:
- Canara Bank Net Banking
- Canara Bank Mobile Banking
- NEFT
- Visa Bill Pay
- Visa Fund Transfer
- Canara Bank Website
A. Offline Modes:
- Cash Payment
- Cheque Payment
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FAQ’s:
How to Increase the credit limit of the Canara Bank?
The credit limit of the Canara Bank credit card is determined by the Canara bank at its sole discretion. The available credit limit is communicated to the cardholder at the time of card delivery.
The customer who wants to get the limit of the credit card increased can write to the bank asking for an increase in the credit limit. Along with the written request, the cardholder is required to submit financial documents such as salary slips, bank statements, income tax returns, etc. However, the increase in credit limit is the whole sole discretion of the bank.
